As generative artificial intelligence (gen AI) becomes embedded in day-to-day commercial operations across virtually every sector, businesses are confronting a parallel rise in litigation and regulatory risk tied to AI development, deployment, and disclosure. Insurers are responding in kind. Perhaps in recognition that many traditionally worded liability policies may otherwise respond to AI-related claims, a growing number of carriers have begun introducing exclusions and endorsements aimed at narrowing or eliminating coverage for these exposures.
