On March 20, 2026, the White House released its National Policy Framework for Artificial Intelligence. This Framework contains a sweeping set of legislative recommendations intended to establish a coherent, nationally unified approach to AI governance. While the Framework does not itself create binding legal obligations, it is likely to shape federal AI legislation in
Ballard Spahr LLP Blogs
Latest from Ballard Spahr LLP
Big Week on the AI Legislation Front
With the Colorado legislative session coming to its waning days, many have been eagerly waiting for Colorado AI Act amendment proposals. Absent an amendment, the Colorado AI Act will go into effect as-is on June 30, 2026. This week, the AI Policy Working Group (“Working Group”) released its Proposed Bill. The Working Group’s proposed
Executive Order Seeks to Promote Mortgage Lending by Community and Smaller Banks Through Easing Regulatory Requirements
President Trump recently issued an Executive Order entitled “Promoting Access to Mortgage Credit” seeking to promote mortgage lending by community banks and smaller banks. The Executive Order refers to community banks and smaller banks as banks with assets of less than $30 billion and $100 billion, respectively.
The premise of the Executive Order
Today’s podcast episode: Agentic AI in Consumer Financial Services: Opportunities, Risks, and Emerging Legal Frameworks
Artificial intelligence is rapidly transforming the consumer financial services industry. From underwriting and fraud detection to customer engagement and collections, financial institutions are increasingly deploying advanced AI tools to automate processes, personalize services, and improve operational efficiency. We are releasing today, on our Consumer Finance Monitor Podcast show, a discussion of what may be the
Department of Labor Issues “AI Literacy” Framework for Workers, Employers, and Educators
The Department of Labor has issued new guidance, the “Artificial Intelligence Literacy Framework,” detailing the DOL’s aspirations for the adoption of AI by workers, employers, educators, job trainers, and governments.
What is AI Literacy?
According to the DOL framework, AI literacy is “a foundational set of competencies that enable individuals to use and
Today’s podcast episode: A National Strategy to Prevent Scams – “United We Stand”
In a recent episode of the award-winning Consumer Finance Monitor podcast, Alan Kaplinsky was joined by Nick Bourke, Kate Griffin, and Ballard Spahr partner Joseph Schuster to discuss a groundbreaking new report from the Aspen Institute Financial Security Program: United We Stand: A National Strategy to Prevent Scams.
The episode builds on Nick
Connecticut Signals Heightened Enforcement of Minors’ Data Privacy
State privacy enforcement is entering a new phase, and Connecticut is quickly becoming a jurisdiction to watch. In its third annual Connecticut Data Privacy Act (CTDPA) enforcement report, the Office of Attorney General William Tong disclosed for the first time that it has opened multiple active investigations into how messaging platforms, gaming services, and AI
What to Expect in AI Regulation in 2026
The past year set up a clear clash between federal deregulatory efforts and state-level AI rulemaking, and 2026 is poised to be the year that conflict materializes in earnest. The Trump Administration signaled a strong preference for scaling back AI-specific rules while exploring avenues to preempt state and local measures, even as a growing number
New York Governor Vetoes NY Health Privacy Act
On December 19, 2025, New York Governor Kathy Hochul vetoed the New York Health Information Privacy Act (NY HIPA), a health data privacy bill that would have afforded consumer protections to non-HIPAA health data.
Although NY HIPA resembled existing laws, like Washington’s My Health My Data Act, it had several important differences that would have
Progressive State Leaders Committee chooses Chopra to lead working group
The Progressive State Leaders Committee has tapped former CFPB Director Rohit Chopra to head a new Consumer Protection and Affordability Working Group. The Group is the 501(c) (4) affiliate of the Democratic Attorneys General Association.
“As part of its greater effort to tackle unfair and anticompetitive practices that drive up the cost of living and